{"id":295,"date":"2023-03-23T12:05:11","date_gmt":"2023-03-23T12:05:11","guid":{"rendered":"https:\/\/hanburywealth.co.uk\/?page_id=295"},"modified":"2024-03-14T14:20:19","modified_gmt":"2024-03-14T14:20:19","slug":"personal-financial-planning","status":"publish","type":"page","link":"https:\/\/hanburywealth.co.uk\/personal-financial-planning\/","title":{"rendered":"Personal"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” background_color=”#d4e0e3″ background_image=”https:\/\/hanburywealth.co.uk\/wp-content\/uploads\/graphic-8.svg” background_blend=”soft-light” collapsed=”on” global_colors_info=”{}”][et_pb_row _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” header_text_align=”center” header_text_color=”#36233E” width=”50%” width_tablet=”100%” width_phone=”100%” width_last_edited=”on|phone” module_alignment=”center” custom_margin=”||2%||false|false” global_colors_info=”{}”]<\/p>\n

Financial planning,
\nfor you<\/h1>\n

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Building a plan that delivers, however life evolves.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.0″ _module_preset=”default” collapsed=”on” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” header_5_text_color=”#870337″ global_colors_info=”{}”]<\/p>\n

Personal<\/h5>\n

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At Hanbury Wealth we want to understand what matters to you, and your family, so that our financial planning strategy remains comprehensive and consistent throughout the years.<\/p>\n

We have a raft of experience in all areas of financial planning and wealth management, and our approach is refreshingly simple. We listen very carefully in order to create the bespoke strategies and structures that will enable you to protect your wealth and attain financial independence. That\u2019s it.<\/p>\n

So, whether you\u2019re considering investments, carefully organising your retirement, or simply looking into ways to protect your family, we can work side-by-side to ensure your plans are solid enough for life in today\u2019s world.<\/p>\n

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Whenever you invest, it is important to remember the value can fall as well as rise.<\/p>\n

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[\/et_pb_code][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.2″ _module_preset=”default” background_color=”#f2f0ec” top_divider_style=”wave” top_divider_color=”#ffffff” top_divider_height=”130px” top_divider_flip=”vertical|horizontal” top_divider_height_tablet=”90px” top_divider_height_phone=”40px” top_divider_height_last_edited=”on|phone” collapsed=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.20.2″ _module_preset=”default” custom_padding=”120px||||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” custom_css_main_element=”display: flex;||flex-direction: column;||justify-content: center;” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” text_text_color=”#f0f0f0″ header_2_text_color=”#5E5E5E” global_colors_info=”{}”]<\/p>\n

Personal planning services<\/h2>\n

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We offer advice to our clients on a wide range of financial services, including the following:<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.20.2″ _module_preset=”default” custom_padding=”||||false|false” collapsed=”off” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” background_size=”contain” custom_css_main_element=”display: flex;||flex-direction: column;||justify-content: center;” global_colors_info=”{}”][et_pb_code _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

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[\/et_pb_code][et_pb_code _builder_version=”4.23.1″ _module_preset=”default” positioning=”absolute” z_index=”0″ width=”100%” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″]<\/p>\n

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[\/et_pb_code][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.20.0″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#5E5E5E” text_font_size=”2.4rem” header_2_text_color=”#5E5E5E” custom_margin=”||||false|false” custom_padding=”||2%||false|false” custom_css_main_element=”font-weight: normal;” border_width_bottom=”1px” border_color_bottom=”#ffffff” global_colors_info=”{}”]Investment planning strategies[\/et_pb_text][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#5E5E5E” text_font_size=”2.4rem” header_2_text_color=”#5E5E5E” custom_margin=”||||false|false” custom_padding=”||2%||false|false” custom_css_main_element=”font-weight: normal;” border_width_bottom=”1px” border_color_bottom=”#ffffff” global_colors_info=”{}”]Pension\/retirement planning strategies[\/et_pb_text][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#5E5E5E” text_font_size=”2.4rem” header_2_text_color=”#5E5E5E” custom_margin=”||||false|false” custom_padding=”||2%||false|false” custom_css_main_element=”font-weight: normal;” border_width_bottom=”1px” border_color_bottom=”#ffffff” global_colors_info=”{}”]Wealth and personal protection[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”||||||||” text_text_color=”#5E5E5E” text_font_size=”2.4rem” header_2_text_color=”#5E5E5E” custom_margin=”||||false|false” custom_padding=”||2%||false|false” custom_css_main_element=”font-weight: normal;” border_width_bottom=”1px” border_color_bottom=”#ffffff” global_colors_info=”{}”]Tax planning strategies*[\/et_pb_text][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#5E5E5E” text_font_size=”2.4rem” header_2_text_color=”#5E5E5E” custom_margin=”||||false|false” custom_padding=”||2%||false|false” custom_css_main_element=”font-weight: normal;” border_width_bottom=”1px” border_color_bottom=”#ffffff” global_colors_info=”{}”]Life and health insurance[\/et_pb_text][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” text_font=”||||||||” text_text_color=”#5E5E5E” text_font_size=”2.4rem” header_2_text_color=”#5E5E5E” custom_margin=”||||false|false” custom_padding=”||2%||false|false” custom_css_main_element=”font-weight: normal;” border_width_bottom=”1px” border_color_bottom=”#ffffff” global_colors_info=”{}”]School fees planning[\/et_pb_text][et_pb_text _builder_version=”4.21.0″ _module_preset=”default” text_font=”||||||||” text_text_color=”#5E5E5E” text_font_size=”2.4rem” header_2_text_color=”#5E5E5E” custom_margin=”||||false|false” custom_padding=”||2%||false|false” custom_css_main_element=”font-weight: normal;” border_width_bottom=”1px” border_color_bottom=”#ffffff” global_colors_info=”{}”]Estate planning*[\/et_pb_text][et_pb_text module_class=”body” _builder_version=”4.21.0″ _module_preset=”default” custom_css_main_element=”font-size: 1.3rem !important;||font-weight: normal !important;||line-height: 1.5 !important;” locked=”off” global_colors_info=”{}”]*Not all tax and estate planning strategies are regulated by the FCA.[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.20.2″ _module_preset=”default” collapsed=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” header_3_text_align=”left” global_colors_info=”{}”]<\/p>\n

Investment planning, for you<\/h3>\n

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Make informed decisions about your investment choices.<\/p>\n

Perhaps you\u2019re planning for your retirement, or looking to generate investment income to top up your pension\u2014whatever your circumstances, we can help you make the best decisions for you.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” custom_css_main_element=”display: flex;||flex-direction: column;||justify-content: center;” global_colors_info=”{}”][et_pb_image src=”https:\/\/hanburywealth.co.uk\/wp-content\/uploads\/personal-investment-planning.png” title_text=”personal-investment-planning” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”body” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

From saving for a deposit to buy a property or holiday home, or school fees, or a secure nest egg for the future, however diverse your needs, our people can help. There are many different ways to grow your wealth\u2014from ensuring you receive the best rates for short-term cash management, to a more complex undertaking such as creating an investment portfolio for the longer term, we\u2019ll enable you to manage your finances as efficiently as possible.<\/p>\n

We\u2019re also mindful that changing circumstances (some inevitable and some unpredictable) can sometimes cause your wealth to diminish\u2014new taxes and legislations, volatile markets, inflation, and changes in your personal life\u2014and so structuring your wealth in a way that minimises the impact of these changes is essential. At Hanbury Wealth you can be sure we\u2019re here for both the highs and the lows.\n<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#DCDCDC” divider_position=”center” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”3_5,2_5″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”3_5″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” header_3_text_align=”left” global_colors_info=”{}”]<\/p>\n

Retirement planning, for you<\/h3>\n

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Planning your retirement is one of the most important financial decisions you will ever make. Pensions are complex, and major changes to the landscape in recent years means there is now greater choice than ever when it comes to your retirement options. With this choice, however, comes greater confusion, and so it\u2019s imperative you receive the most sound advice for you.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”2_5″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/hanburywealth.co.uk\/wp-content\/uploads\/personal-retirement-planning.png” title_text=”personal-retirement-planning” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” module_class=”body” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

With life expectancy increasing year on year, we are seeing the potential to spend almost as many years enjoying retirement as we have spent saving for it. This raises a number of important questions, namely:<\/p>\n

How can I be sure I have sufficient income for my retirement?<\/i><\/p>\n

What are my options at retirement and which are best for me?<\/i><\/p>\n

What is the most tax-efficient way to distribute my pension fund after my death?<\/i><\/p>\n

The fact is, there are no simple answers to any of these questions, but what we do know is that planning for retirement correctly can enable you to live the life you wish after you stop working.<\/p>\n

[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text admin_label=”Text” module_class=”body” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

The individual and group pensions market is an ever-changing world, especially since the Pensions Freedom legislation was introduced, and it can be hard to keep track of what\u2019s available. That\u2019s why we work with you to consider all your options, based on your needs and appetite for risk. As part of the financial planning process, it\u2019s our job to find the most efficient way to yield income in retirement.<\/p>\n

And, by forward-planning, you can be assured of financial security in later years, rather than having to worry about how you will cope. A comfortable lifestyle in retirement is something to which we all aspire, and increasing longevity means we need to make ample provision for all those leisurely years ahead.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_divider color=”#DCDCDC” divider_position=”center” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_divider][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” header_3_text_align=”left” global_colors_info=”{}”]<\/p>\n

Protecting your family<\/h3>\n

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Enjoy the peace of mind that comes with knowing your favourite people will be looked after. The subject of wealth protection can be both emotional and complex. We understand this, which is why our nurturing team will take the time to sit with you and discuss your personal requirements and needs \u2013 advice that may prove invaluable when protecting the important things in your life.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ make_equal=”on” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” custom_css_main_element=”display: flex;||flex-direction: column;||justify-content: center;” global_colors_info=”{}”][et_pb_image src=”https:\/\/hanburywealth.co.uk\/wp-content\/uploads\/personal-family-protection.png” title_text=”personal-family-protection” _builder_version=”4.21.0″ _module_preset=”default” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text module_class=”body” _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”]<\/p>\n

Thinking ahead to the \u2018what ifs\u2019 is essential in securing your wealth for the future, both for you and your family. By making use of lifetime planning opportunities and tailor-making any Wills and trusts to your circumstances, you can ensure your valuable assets are protected for all future generations.<\/p>\n

Further considerations surrounding inheritance tax, premature death, illness and loss of income can all enhance an effective wealth protection planning strategy. With our forward-looking and integrated advice you can be confident of making the right decisions for your financial situation, meet your personal objectives, and gain peace of mind that a lasting legacy will protect you and your loved ones.<\/p>\n

[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.21.0″ _module_preset=”default” background_color=”#dfe8ea” top_divider_style=”wave” top_divider_color=”#ffffff” top_divider_height=”170px” top_divider_flip=”vertical|horizontal” top_divider_height_tablet=”90px” top_divider_height_phone=”40px” top_divider_height_last_edited=”on|phone” locked=”off” collapsed=”on” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”2″ make_equal=”on” custom_padding_last_edited=”on|phone” _builder_version=”4.20.2″ _module_preset=”default” background_color=”#ffffff” custom_margin=”170px||30px||false|false” custom_padding=”|30px|0px||false|false” custom_padding_tablet=”||30px|30px|false|false” custom_padding_phone=”|30px|||false|false” custom_css_main_element=”border-radius: 5px;” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” custom_css_main_element=”display: flex;||flex-direction: column;||justify-content: center;” global_colors_info=”{}”][et_pb_image src=”https:\/\/hanburywealth.co.uk\/wp-content\/uploads\/personal-client-stories.jpg” title_text=”personal-client-stories” _builder_version=”4.20.2″ _module_preset=”default” transform_scale_tablet=”” transform_scale_phone=”” transform_scale_last_edited=”on|phone” transform_translate=”-30px|-50px” transform_translate_tablet=”-50px|-50px” transform_translate_phone=”-50px|-50px” transform_translate_last_edited=”on|phone” transform_translate_linked=”off” transform_rotate_tablet=”” transform_rotate_phone=”” transform_rotate_last_edited=”on|phone” transform_skew_tablet=”” transform_skew_phone=”” transform_skew_last_edited=”on|phone” transform_origin_tablet=”” transform_origin_phone=”” transform_origin_last_edited=”on|phone” transform_styles_last_edited=”on|phone” transform_styles_tablet=”” transform_styles_phone=”” border_radii=”on|15px|15px|15px|15px” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.20.2″ _module_preset=”default” custom_css_main_element=”display: flex;||flex-direction: column;||justify-content: center;” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” text_text_color=”#f0f0f0″ header_2_text_color=”#F0F0F0″ global_colors_info=”{}”]<\/p>\n

Client stories<\/h3>\n

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Interested to know more about our client relationships? Hear from a range of clients, both personal and corporate, as to why they choose Hanbury Wealth.<\/p>\n

[\/et_pb_text][et_pb_button button_url=”\/client-stories\/” button_text=”Read more” _builder_version=”4.20.2″ _module_preset=”default” custom_button=”on” button_text_size=”14px” button_text_color=”#5E5E5E” button_bg_color=”RGBA(255,255,255,0)” button_border_width=”1px” button_border_color=”#DCDCDC” button_border_radius=”25px” button_letter_spacing=”1px” button_font=”|||on|||||” button_use_icon=”off” custom_padding=”8px|28px|8px|28px|true|true” global_colors_info=”{}” button_border_width__hover_enabled=”off|hover” button_border_width__hover=”3px” button_border_color__hover_enabled=”on|hover” button_border_color__hover=”#FFC700″][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.20.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.20.2″ _module_preset=”default” header_2_text_color=”#36233E” width=”28%” width_tablet=”45%” width_phone=”100%” width_last_edited=”on|tablet” global_colors_info=”{}”]<\/p>\n

Latest financial news<\/h2>\n

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Get in touch<\/h3>\n

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Talking about money might not be at the top of your agenda, but we can transform your financial journey into something conscious and rewarding. Grab a cuppa for an informal, no-obligation chat with one of our experts to see if we could be the right fit for you.<\/p>\n

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Financial planning, for youBuilding a plan that delivers, however life evolves.PersonalAt Hanbury Wealth we want to understand what matters to you, and your family, so that our financial planning strategy remains comprehensive and consistent throughout the years. 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